![The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]](https://sheasellsnj.com/wp-content/uploads/2024/03/The-First-Step-Getting-Pre-Approved-for-a-Mortgage-MEM.png)
Some Highlights
- If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow.
- As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd.
- Talk to a trusted professional to learn more and begin your homebuying process today.
Shea Merritt is a licensed New Jersey real estate agent with eXp Realty, working with buyers and sellers across Middlesex, Monmouth, and Ocean counties. He grew up in Old Bridge. He writes here about the arithmetic behind a move: what a house would actually bring today, what the tax line does to a monthly payment, and how to compare offers on their terms rather than on the top number. If you are weighing a sale or a purchase, send him the address and he will run the numbers on it.